Drew Starkey’s Cary finally explains himself in Episode 4 of Lucky. He tells Lucky why he left and where most of the stolen $10 million went, turning a private betrayal into a chase with the FBI in the middle of it.
Lucky and Cary face off
Lucky and Cary meet for the first time in the episode, and the confrontation lands hard because the series has spent its first three episodes on Lucky being on the run from the FBI and from Priscilla. That setup matters here: Cary is not walking back into a clean breakup, but into a run of decisions that already sent both of them into hiding.
Cary tells Lucky he left because his mother planned to kill her. He also says he hid most of the stolen money in a Bitcoin account protected by a seed phrase, while the rest went into his secret spot in La Jolla, California. On the ground, that means the $10 million is not gone — it is split between a locked digital account and property Cary bought for himself.
Bitcoin, a seed phrase
The money detail is the one that changes the board. Most of the cash is now behind a seed phrase, which makes the fight over access the real leverage point in the story. Lucky’s threat to shoot Cary when he refuses to give it up shows that the confrontation is no longer about blame alone; it is about control of what remains.
Cary’s version of the breakup is also at odds with Lucky’s response. He says he left to protect her. She answers the emotional math with one line: “I don’t regret us.” That leaves the scene with two stories in the same room — his claim of protection, and her refusal to let the relationship be reduced to an excuse.
San Diego crash aftermath
The FBI arrives, led by Agent Billie Rand, and orders Cary to come outside. Lucky and Cary flee in their getaway car, are chased through the streets of San Diego, and Priscilla joins the pursuit as the police stay on their trail. Cary leans out the window and tries to shoot the tires of the police cars, but one of the tires on their car is hit and the vehicle flips over multiple times.
Lucky wakes up and sees Cary survived the crash, then learns he was shot by one of the officers after the crash. Her first words to him are, “You’re alive. Good for you,” which is about as cold as a reunion can get after a chase that ends with a flipped car and a body on the pavement. The season now has a cleaner path forward: Cary is still alive, the money is still tied up, and Lucky is left with the question of what Priscilla forced into motion before the crash.
