Bilt Card 2.0 Launches in 2026, Earn Points on Any Mortgage
Bilt Rewards has announced the upcoming launch of Bilt Card 2.0, set to debut on February 7, 2026. This new offering will transform the existing Bilt Mastercard into three distinct cards, offering enhanced benefits for both renters and homeowners.
Key Features of Bilt Card 2.0
One of the most significant advancements with Bilt Card 2.0 is the ability to earn points on eligible mortgage payments. This feature applies to all mortgage providers, making it an attractive option for a wider audience.
Launch and Transition Details
- Launch Date: February 7, 2026
- Application Deadline: Current applications for Bilt Mastercard close on November 5, 2025, at noon EST.
- Card Options: Three new card options will be available.
- Credit Pull: Current cardholders face a soft credit pull if they choose a new card option.
- Seamless Transition: Cardholders will retain their existing card number for convenience.
Current Bilt Mastercard users do not need to take immediate action. They will receive updates and can choose from the new card options once details are revealed in early January. Existing cardholders who prefer not to transition can maintain their current accounts or convert to a Wells Fargo Autograph Card with a new number.
Benefits for Renters and Homeowners
The introduction of Bilt Card 2.0 signifies a big step for Bilt Rewards. By offering points for mortgage payments, the card aims to cater to a diverse range of users. The integration of this benefit reaffirms Bilt’s commitment to providing value, regardless of housing status.
Upcoming Information and Sign-Up
As the launch date approaches, Bilt plans to release more information regarding the new cards. Interested users can sign up for notifications and early access on the Bilt website.
Clearly, 2026 promises to be a pivotal year for Bilt Rewards as they enhance their offerings and cater to the needs of more consumers.
