Michael and Susan Dell Commit $6.25 Billion to Jump-Start “Trump Accounts” for 25 Million U.S. Kids

A sweeping new philanthropic pledge is putting unprecedented muscle behind “Trump Accounts,” the federal children’s investment program launched under the administration’s Invest America initiative. On Tuesday, December 2, 2025 (ET), Michael and Susan Dell announced a $6.25 billion commitment—enough to place $250 into the accounts of 25 million eligible children across the United States. As of Wednesday, December 3 (Cairo time), the announcement is the largest single private gift aimed at children’s household wealth-building in recent memory.

What are “Trump Accounts”?

Trump Accounts are government-facilitated investment accounts intended to give every American child a starter stake in long-term asset growth. The balances are invested broadly in the stock market through low-cost index funds and are generally locked until age 18, when funds can be used for specified goals such as education or training, a first home down payment, starting a business, or continued saving. The program is branded under Invest America and is designed to complement—rather than replace—existing benefits.

Key features at a glance

• Automatic eligibility for children in covered age groups with a verified U.S. residency status.

• Market-based growth via diversified index funds.

• Age-18 access for approved milestones (education, first home, entrepreneurship, or long-term saving).

• Public–private model encouraging philanthropic and corporate seeding.

Who qualifies—and how the Dell pledge is structured

The Dell family’s gift targets children age 10 and under, with the goal of ensuring that 25 million of them receive a $250 seed contribution. Federal officials have also outlined a plan to seed newborns (2025–2028) with $1,000 from the Treasury, creating an early compounding runway. Program managers have indicated that older children may receive support if funds remain after the priority groups are funded. Operational specifics—such as the exact verification flow and rollout waves—are being finalized.

When do Trump Accounts go live?

Officials have pointed to July 4 as the target launch for full functionality, with pre-enrollment and identity verification expected to open earlier. As with many nationwide programs, activation will likely roll out in phases. Parents and guardians should watch for step-by-step sign-up guidance, including how to confirm eligibility, link a custodial profile, and choose default or simplified investment settings.

How families will claim the money

While detailed instructions are forthcoming, the process is expected to follow a familiar pattern used by modern digital benefits platforms:

1. Create or confirm a guardian profile through a secure federal portal or partnered financial app.

2. Verify the child’s identity and eligibility (birth certificate or equivalent, Social Security/ITIN where applicable).

3. Activate the child’s Invest America account, which will default into diversified index funds unless a simplified alternative is offered.

4. Receive the seed contribution (Dell-funded $250 for eligible children; Treasury seed for newborns in the specified window).

5. Track growth within the app and view age-18 usage rules and permitted categories.

Families will not be asked to pick individual stocks. The design emphasizes broad-market exposure, automated rebalancing, and minimal fees.

Why Michael and Susan Dell—and why now?

Michael Dell, founder and CEO of Dell Technologies, and Susan Dell, a longtime philanthropist and social-impact advocate, have centered much of their giving on opportunity and mobility for children. By injecting $6.25 billion at launch, the couple is effectively supercharging program adoption and signaling to other donors and companies that large-scale household wealth-building can be a shared civic project. Prominent investors and business leaders—among them venture capitalist Brad Gerstner—have publicly championed universal kids’ investment accounts as a way to narrow wealth gaps through compounding.

What this could mean for an individual child

While markets fluctuate, the math of compounding is powerful. A $1,000 newborn seed (Treasury) plus an additional $250 philanthropic boost, left to grow in a broad-market index for 18 years, could produce a meaningful starting balance by adulthood—especially if families or local partners add small, recurring contributions over time. Guardrails at withdrawal aim to channel that capital into life-building uses rather than consumption.

Open questions—and what to watch next

• Exact eligibility rules and documentation: Final language will clarify coverage for mixed-status households, adopted children, and kids who relocate across state lines.

• Account provider mechanics: Expect details on custodianship, statements, tax treatment, and standard consumer protections.

• Additional private matches: The Dell pledge may spur matching campaigns by employers, cities, and foundations, potentially tiered for lower-income families.

• State integration: Some states could layer their own child development accounts on top of Trump Accounts for greater effect.

Quick facts readers are searching for

• “What are Trump Accounts?” Government-facilitated children’s investment accounts invested in index funds, accessible at 18 for specified milestones.

• “Trump accounts for newborns/for kids?” Newborns (2025–2028) are slated for a $1,000 federal seed; millions of kids 10 and under are set to receive a $250 philanthropic seed from the Dell pledge.

• “Trump announcement today?” The White House event took place Tuesday, December 2, 2025 (ET), highlighting the launch timeline and Dell commitment.

• “Who is Michael Dell?” A U.S. technology founder and one of the nation’s wealthiest entrepreneurs; he and Susan Dell lead a major, long-running philanthropic effort focused on opportunity for children.

• “Michael and Susan Dell net worth?” Estimates vary widely and change with markets; both are among the wealthiest American philanthropists.

• “How do I prepare?” Ensure you can verify your child’s identity, keep documents handy, and monitor official enrollment instructions as rollout nears.