Avoid Common Holiday Scams: Essential Tips from NPR
As the holiday season approaches, consumers often become more vulnerable to scams. The hustle and bustle of shopping and travel can lead to distractions that scammers exploit. Amy Nofziger from the AARP Fraud Watch Network highlights this trend, noting that nearly 90% of surveyed U.S. adults reported being targeted by scams in the previous year.
AARP Survey Insights
According to AARP’s survey of nearly 2,000 U.S. adults, common scams during the holidays include:
- Fake shipping notifications
- Stolen packages
- Fraudulent charity and donation requests
Being informed of these tactics can help prevent falling victim to fraud.
Types of Scams to Watch For
Nofziger identifies four major scams prevalent during the holiday season.
1. Fake Retail Ads on Social Media
Scammers may create temporary social media stores selling counterfeit brand items. These imposters often use stolen logos and similar domain names to look legitimate. Many consumers find these stores vanish after orders are placed.
To safeguard yourself, verify unfamiliar vendors. Search for the company’s name along with terms like “scam” or “fraud.” Always opt to pay with a credit card for additional consumer protections.
2. Fraudulent Gift Cards
Be cautious when purchasing gift cards. Scammers have been known to log gift card numbers and PINs from store displays, depleting funds before the buyer even leaves the store.
For protection, buy gift cards that are located at the front of the display and consider electronic gift cards which are less prone to tampering.
3. Phony Delivery Notifications
Unexpected packages during the holidays can lead to fake delivery notifications. Scammers may send texts claiming to be from shipping companies, asking for personal information. Valid notifications will come directly from a vendor if there’s an issue.
If you receive a suspicious text, contact the shipping company directly to verify the status of your package.
4. Illegitimate Travel Offers
Discounted travel offers might attract bargain hunters, but too-good-to-be-true deals often signal scams. Reports have emerged of car rental scams where victims prepay with gift cards only to find no vehicle upon arrival.
Stick to familiar travel companies and research any new website thoroughly to avoid falling prey to these schemes.
Taking Action Against Scams
It’s important to act quickly if you encounter a scam. Report incidents to local law enforcement, the Federal Trade Commission, or organizations like the AARP Fraud Watch Network.
Stay educated and vigilant this holiday season. By recognizing these scams, you can enjoy a safer and more pleasant holiday experience.