Silver Price Update: Thursday, January 15, 2026
As of 8:30 a.m. Eastern Time on January 15, 2026, the price of silver stands at $89.56 per ounce. This reflects a decline of $2.22 from the previous day, but it marks a significant increase of more than $58 compared to the same day last year.
Current Silver Price Overview
Examining the recent trends in silver pricing reveals the following:
- Price on January 14, 2026: $91.78 (decrease of 2.41%)
- Price one month ago: $61.91 (increase of 44.66%)
- Price one year ago: $30.66 (increase of 192.10%)
Historical Context and Performance
While silver is celebrated for its stability, it substantially underperforms compared to the stock market in the long run. Historical data indicates that since 1921, silver’s value has lagged behind the S&P 500 by approximately 96%.
Despite these long-term trends, silver offers a unique benefit as a hedge against inflation. It is often seen as a “store of value,” effectively preserving purchasing power during economic downturns.
Price Dynamics and Market Factors
Silver’s price volatility is often attributed to its industrial applications, which include usage in electronics and healthcare. This contrasts with gold, which primarily serves as a safe-haven asset.
What Affects Silver Prices?
The “spot silver” price indicates what silver can be traded for immediately. However, actual purchase prices tend to be higher due to additional costs such as premiums, shipping, and insurance. A higher spot price indicates increased market demand.
Investment Opportunities in Silver
Investors can participate in the silver market in various ways, including:
- Bullion: Physical bars or rounds traded by weight and purity.
- Coins: Government-minted options like American Silver Eagles.
- Jewelry: Artisan silver pieces that command premium prices.
- Mining Stocks: Shares in companies that extract silver.
For those considering an investment in silver, experts generally recommend keeping allocations between 10% and 15% of one’s total portfolio in precious metals, capping overall exposure at 20%.
Current Precious Metals Prices
| Precious Metal | Price per Ounce |
|---|---|
| Gold | $4,605.45 |
| Silver | $89.56 |
| Platinum | $2,361.88 |
| Palladium | $1,840.04 |
Conclusion
As the economy faces uncertainties, including inflation, precious metals could represent a wise investment choice. Silver’s performance over the past year has outpaced gold, raising expectations for further price increases. Investors can take advantage of the growing interest in silver through various avenues, from physical holdings to ETFs and mining stocks.
