Info-Retraite: one out of seven pensions miscalculated — Union Retraite Pensions Oubliées

Info-Retraite: one out of seven pensions miscalculated — Union Retraite Pensions Oubliées

In May 2026, a discreet union retraite pensions oubliées check inside the public Info-Retraite portal can show whether a retirement record is incomplete and whether money is owed back. The Court of Auditors estimates about one retirement out of seven has been miscalculated, often to the insured person's detriment.

The check starts in a few clicks: users log in via FranceConnect, open the Voir ma carrière section and compare the career record with their pay slips. If a period, bonus or salary figure is missing, the account offers a way to report it and send supporting documents to the pension funds.

Info-Retraite and CNAV

The service lets users download their Relevé individuel de situation in PDF, then use the Corriger ma carrière button to flag a blank year, an incorrect salary or a missing family bonus. The request is then sent to the relevant pension funds and can later be followed in the Suivi de mes demandes tab.

That sequence matters for retirees whose records were built from employer and pension fund declarations over the years. A missing record can erase a quarter, and the article cites a company merger break, an unpaid unemployment period or a poorly recorded sick leave as examples that can cause one.

Missing quarters and bonuses

The correction tool also covers forgotten periods and missing bonuses. Supporting documents can include pay slips, unemployment certificates or a family record book. The article says a pension back-payment can be paid if the error comes from the administration, and that payment can sometimes arrive several years after liquidation.

The Court of Auditors' estimate gives the check its urgency, but the article also points to a concrete date: the CNAV base pension is due around May 7, 2026. A worker who spots a gap before liquidation has a clearer path to fix the file before the pension is set.

Caisse des Dépôts et Consignations

The same search habit can uncover other money. Nearly 7.5 billion euros from inactive accounts and forgotten life-insurance policies are held by the Caisse des Dépôts et Consignations, and a free search on Ciclade.fr can show whether a person's name appears there.

The article says these sums are definitively returned to the state after 30 years. It also notes that checking the RIB on can unlock a tax credit or an overcharge already deducted, giving retirees another place to look before filing a correction request.

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