Cardinals Sideline Kyler Murray to Save $19.5M in 2027 Guarantees
The Arizona Cardinals face a pivotal decision regarding quarterback Kyler Murray as they look to navigate their financial situation. Recently, the organization informed fans that Murray will not return to the field this year. This announcement was anticipated by many within the league.
Key Financial Implications for the Cardinals
As it stands, the Cardinals are obligated to pay Murray a fully guaranteed sum of $39.8 million for 2026. An important deadline looms for the team: if Murray remains on the roster five days into the 2026 league year, an additional $19.5 million becomes guaranteed for 2027.
- 2026 Guaranteed Salary: $39.8 million
- Potential 2027 Salary Guarantee: $19.5 million if on roster by deadline
Injury Concerns and Roster Decisions
Murray suffered a foot injury during Week 5 of the current season. The Cardinals need him healthy by March to avoid triggering the 2027 guarantee. Should that not happen, the team cannot circumvent the additional financial obligation simply by cutting him.
This situation mirrors a trend in the NFL. Over the past few years, several teams have opted to sideline starting quarterbacks to limit financial risks:
- Derek Carr – Oakland Raiders, 2022
- Russell Wilson – Denver Broncos, 2023
- Daniel Jones – New York Giants, 2024
The Cardinals’ Strategic Options
As the Cardinals proceed, a trade could be a potential solution. However, it may require them to cover a significant part of Murray’s 2026 salary. Alternatively, if they choose to cut him, he might sign a one-year deal at the veteran minimum with another team.
This scenario resembles that of Wilson, who joined the Steelers after being released. Regardless of outcomes, today’s developments indicate that the Cardinals are likely heading toward the release of Murray unless he can clear a physical evaluation by the aforementioned deadline.
