Subaru Forester: Most Affordable Insurance, Tesla Model 3: Priciest, Says Consumer Reports
Understanding car insurance costs is crucial for consumers navigating today’s expensive automotive market. Recent data from Consumer Reports highlights the most affordable and priciest cars to insure, providing insights that can help buyers make informed decisions.
Subaru Forester: Most Affordable Insurance
The 2025 Subaru Forester emerges as the most economical vehicle for insurance costs. Its average annual premium is $2,184, making it an attractive option for budget-conscious drivers.
Cheapest Cars to Insure
- Subaru Forester: $2,184
- Ford Bronco Sport: $2,279
- Subaru Crosstrek: $2,283
- Cadillac XT5: $2,309
- Kia Soul: $2,336
Known for their reliability and safety, Subaru vehicles often feature lower insurance costs. The Forester ranks high in consumer satisfaction and safety ratings, adding value beyond insurance savings.
Tesla Model 3: Priciest Insurance
In contrast, the Tesla Model 3 holds the title for the most expensive car to insure. It has an average annual premium of $4,835, more than double that of the Subaru Forester.
Most Expensive Cars to Insure
- Tesla Model 3: $4,835
- BMW i4: $4,573
- Dodge Charger: $4,538
- Tesla Model Y: $4,326
- Cadillac CT5: $4,064
- Ford Mustang: $4,045
With a significant premium gap, it’s essential for prospective buyers to consider insurance costs alongside the purchase price. These figures can dramatically affect overall expenses and long-term financial planning.
Key Takeaways
As car insurance rates rise, it’s more important than ever to factor these costs into your budget. Consumers should research insurance premiums before making their vehicle choices. The ranking provided by Consumer Reports serves as a valuable tool for navigating these financial decisions effectively.
