Social Security Payments Issued Wednesday, November 12: Eligible Recipients Detailed
The Social Security Administration (SSA) is set to issue payments to millions of eligible recipients on Wednesday, November 12. This distribution is part of the agency’s payment schedule for November 2025, targeting those receiving retirement benefits, Social Security Disability Insurance (SSDI), or survivor benefits.
Eligible Recipients for Social Security Payments on November 12
Payments on November 12 will be made to individuals whose birthdays fall between the 1st and 10th of the month. This schedule impacts the approximately 70 million Americans who receive some form of Social Security benefits.
Payment Schedule for November
- Born 1st-10th: Wednesday, November 12
- Born 11th-20th: Wednesday, November 19
- Born 21st-31st: Wednesday, November 26
Who Will Not Receive Payments on Wednesday?
Some long-term Social Security recipients will not receive their benefits on Wednesdays in November. Individuals who began claiming their benefits before May 1997 will typically receive their payments on the third day of each month. This year, they received their November benefits on Monday, November 3.
Supplemental Security Income (SSI) Payments
Various beneficiaries also receive Supplemental Security Income (SSI). Nearly 7.5 million SSI recipients usually receive their payments on the first day of the month. However, since November started on a Saturday, SSI payments were issued early on October 31.
Non-Wednesday Beneficiaries in November
- SSI recipients: Friday, October 31
- Pre-May ’97 Social Security recipients: Monday, November 3
- Dual beneficiaries (SSI plus regular Social Security): SSI on October 31, and Social Security on November 3
Government Shutdown and Payment Assurance
Despite the ongoing federal government shutdown, the SSA has assured beneficiaries that payments will continue without interruption. The agency has confirmed that there will be no changes to the scheduled payment dates.
Average Monthly Social Security Benefits
The average monthly Social Security retirement benefit is approximately $2,008.31. The maximum benefit for retirees in 2025 is set at $5,108. On the other hand, SSDI recipients receive an average of $1,582.95, while survivor benefits average $1,575.30. SSI beneficiaries receive about $717.84 monthly.
Future Benefit Increases
Starting in January 2026, benefits will increase by 2.8% as part of the annual cost-of-living adjustment (COLA). This change is expected to add an average of $56 to retirement benefits.
Electronic Payment Methods
The SSA continues to promote electronic payments as a standard practice. Beneficiaries can receive their payments via direct deposit or through the Direct Express Card, a prepaid debit card option for those without bank accounts. The agency aims to eliminate paper checks altogether.
