Fiserv Announces 2025 Q4 and Annual Financial Results
Fiserv, Inc., a prominent player in payments and financial services technology, announced its fourth-quarter and full-year financial results for 2025 on February 10, 2026. The company achieved a 1% increase in GAAP revenue for the fourth quarter, totaling $5.28 billion, and a 4% increase for the full year, reaching $21.19 billion.
Financial Highlights for Q4 and FY 2025
- Fourth Quarter GAAP Revenue: $5.28 billion, a 1% growth year-on-year.
- Full Year GAAP Revenue: $21.19 billion, a 4% growth compared to 2024.
- Q4 GAAP Earnings per Share (EPS): $1.51, an 8% decline from the prior year.
- Full Year GAAP EPS: $6.34, an 18% increase.
- Operating Margin: 24.4% for Q4 and 27.5% for the full year.
Merchants Solutions and Financial Solutions sectors reported differing performances. The Merchant Solutions segment saw a 2% revenue increase in Q4 and a 5% growth for the entire year. Meanwhile, the Financial Solutions segment experienced a 2% decline in Q4, with a full-year revenue increase of 2%.
Key Financial Metrics
- Net Cash from Operating Activities: $6.06 billion for the full year.
- Free Cash Flow: $4.44 billion, down from $5.23 billion in 2024.
- Share Repurchases: 3.1 million shares repurchased in Q4 for $200 million.
- 2025 Acquisition: Completed the acquisition of StoneCastle Cash Management.
As part of the company’s ongoing strategy, CEO Mike Lyons emphasized the successful milestones achieved under the “One Fiserv” initiative during the fourth quarter. The company is optimistic about maintaining sustainable value growth.
Outlook for 2026
Looking ahead, Fiserv expects organic revenue growth of 1% to 3% and adjusted earnings per share in the range of $8.00 to $8.30. CFO Paul Todd noted that the company’s emphasis on disciplined investments will bolster financial performance moving forward.
The company plans to discuss these results in detail during a live webcast on February 10, 2026, at 7 a.m. CT, providing additional insights for investors.
Fiserv continues to position itself at the forefront of the financial technology sector, adapting to changes in the marketplace while delivering solid financial results.
